Step 1
Upload
PDF or photo. The classifier reads vendor, MCC, total, and date — you assert which spending account it's drawn from.
HSA · FSA · LSA reimbursement classification
Know exactly what's tax-free before it hits your W-2.
Upload an itemized HSA, FSA, or Lifestyle Spending Account receipt. TxTrust matches every line item against IRS Pub 502 and your state's 2026 supplemental wage table, then assigns it to tax-free (Accountable Plan) or taxable (gross-up + W-2) — with a signed attestation hash for the audit trail.
Step 2
Classify
Bucket 1 (tax-free under IRS Pub 502 / §132 / Accountable Plan) or Bucket 2 (taxable — grossed up at your state's 2026 supplemental rate).
Step 3
Earn
Verified Bucket-1 submissions earn redeemable platform points. Bucket 2 receipts still classify cleanly so your employer payroll reports are right.
For employees
Sign in to upload, classify, and track tax-free reimbursement spend.
Sign in / Sign up →For HR & finance
Dual-bucket totals per seat, audit-ready attestation hashes, no 1099-NEC surprises.
Talk to sales →For partners
Pharmacies + wellness providers — accept FSA rollover credits and tag IRS Pub 502 eligibility at point of sale.
Request API key →Built on the same verified-data infrastructure as MedTrust. Receipts are private to the uploading employee + their employer (when enrolled) — TxTrust does not publish a public receipts registry.